Published April 8, 2026

The First Step to Buying a Home (And What NOT to Do First)

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Written by Grace Crossley

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The First Step to Buying a Home (And What NOT to Do First)

If you’re thinking about buying your first home, you’re probably already scrolling Zillow, saving homes, and maybe even clicking “request a tour.”

I get it. It’s exciting.

But before you do anything else, let’s talk about what not to do first, because these common mistakes can cost you time, money, and even the home you really want.


Mistake #1: Requesting a Showing on Zillow

That “Request a Tour” button is not as simple as it looks.

When you click it, you are often getting connected to a random agent. Someone you have never met, who does not know your goals, your finances, or your timeline.

And when you are making one of the biggest purchases of your life, you do not want random.

You want someone who:

  • Knows your market
  • Understands your strategy
  • Is representing you from the start

Mistake #2: Only Talking to Your Bank for Pre-Approval

Getting pre-approved is important, but who you get pre-approved with matters just as much.

Big banks can:

  • Take longer to respond
  • Only operate during business hours
  • Move slower in competitive situations
In today’s market, that can cost you the deal.

Private lenders, on the other hand:

  • Can lock rates strategically
  • Respond nights and weekends
  • Move quickly when offers need to be submitted
That speed and flexibility can be the difference between winning and losing.


Mistake #3: Asking Everyone for Advice

Once you tell people you are buying a home, everyone has an opinion.

Your coworker. Your neighbor. Your great step aunt who bought a house in 2013.

The problem is the market today is not the market from 2013.

When you take advice from too many people, you end up overwhelmed, confused, and making decisions based on outdated or inaccurate information.

This is one of the biggest financial decisions of your life. It deserves professional guidance, not crowd sourced opinions.


What You Should Do First

Start by talking to a Realtor.

Before showings. Before pre-approval. Before anything.

Every real estate transaction is different. There is no one size fits all plan.

When you start with me, we:

  • Walk through the full process step by step
  • Talk through your goals, timeline, and budget
  • Build a strategy that works in today’s market
  • Connect you with the right lender
  • Set you up to move confidently, not blindly

Your Game Plan Starts Here

You do not need to have everything figured out.

You just need a starting point.

Let’s create a game plan that makes sense for you and get you familiar with the process from start to finish.

Reach out anytime. I would love to help you get started.

Grace Crossley
Your STL Realtor,
(314)-948-5400
grace@kittnergroup.com
The Kittner Group | Keller Williams

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